Financing

Get Approved with Pinnacle Auto Mart

Fill out the application below to get started!

Buy Here Pay Here Finance Department

Pinnacle Auto Mart is here to make it easy for you to get the vehicle you want and the financing you need. We are proud to offer our in house financing. Credit challenges aren’t speed bumps for us, and we believe it shouldn’t hold you back from getting the car of your dreams. 

Bad credit, no credit, first time buyers, etc. There are lots of credit issues that can pop up when you need a new car.  You’re more than a score at Pinnacle Auto Mart. Our goal is 100% approval rate!

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Proof of income (such as pay stubs, social security documentation, or pension documentation)
  • Proof of residence (a recent utility bill, lease, or mortgage)
  • Your valid Iowa Driver’s License

We strive to provide the lowest down payment approvals that make sense based on your vehicle selection. Apply today for your customized financing quote!

What do I need to get approved with Pinnacle Auto Mart ?

To finance a vehicle with Pinnacle Auto Mart, you need to have a valid Iowa Driver’s Licence.

 

If you have any questions during the process, feel free to call us

At Pinnacle Auto Mart, we typically accept the following as proof of income:

  1. Recent pay stubs
  2. Bank statements showing regular deposits
  3. Social Security income statements
  4. Pension distribution statements
  5. Tax returns (for self-employed individuals)

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us

For proof of residence, Pinnacle Auto Mart accepts:

  1. Utility bills (like electricity, water, or gas) in your name
  2. Lease agreements
  3. Mortgage statements
  4. Bank statements with your address

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us 

For proof of Social Security income, Pinnacle Auto Mart accepts:

  1. Social Security income statements
  2. Bank statements showing regular deposits from Social Security

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us

If you own your own business, you can provide the following as proof of income:

  1. Tax returns from the previous year, specifically the Schedule C form that reports your profit or loss from business.
  2. Bank statements showing regular income.
  3. Financial statements like profit and loss statements.

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us 

How it Works

Apply Online

Complete this form to get started. Our team will receive your information in real time.

Get Approved​

We use a start online, finish by text that makes getting approved a breeze!

Select Your Vehicle

Selecting your vehicle is the final step. Drive home confidently knowing you worked with Pinnacle Auto Mart.

MON: 9:30 AM – 6:30 PM
TUES-FRI: 9:00 AM – 6:30 PM
SAT-SUN: CLOSED

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